Effective date: 1 September 2026
Welcome to Mohmari Markets. These Terms and Conditions govern your access to and use of https://mohmarimarkets.com/ and your purchase or use of products and services offered through this website.By accessing this website, placing an order, or downloading a digital product, you confirm that you have read, understood and agreed to these Terms and Conditions.1. Business InformationThis website is operated by:Business/Legal Name: Ezkart India
Trading Name: Mohmari Markets
Business Address: 43, Vinayagapuram, Chennai – 600099
Email: info@mohmarimarkets.comReferences to “Mohmari Markets”, “we”, “our” or “us” mean the business identified above. “Customer”, “you” or “user” means any person who accesses the website or purchases a product.2. EligibilityYou must be legally capable of entering into a binding contract under applicable Indian law to place an order.If you are under 18 years old, you may use this website or purchase a product only with the involvement and consent of a parent or legal guardian.3. Products and ServicesMohmari Markets sells digital educational products, including eBooks and related learning materials.We make reasonable efforts to ensure that product descriptions, prices, formats and other information are accurate. Minor differences in colours, layout or appearance may occur depending on the customer’s device, screen or PDF-reading software.We may modify, update, discontinue or restrict the availability of a product at any time. Any change will not affect an order already accepted unless required by law or agreed with the customer.4. Educational and Financial DisclaimerThe “Zero to Hero Trading” eBook and all associated content are provided strictly for educational and informational purposes.Our content does not constitute:Investment, financial, legal or tax adviceA recommendation to buy, sell or hold any securityTrading tips, calls, signals or personalised recommendationsPortfolio management or research analyst servicesA promise or guarantee of profits, returns or trading successTrading and investing involve market risk and may result in partial or complete loss of capital. Past performance, examples, charts and hypothetical scenarios do not guarantee future results.Customers are responsible for conducting their own research and consulting an appropriately qualified and registered professional before making financial decisions. Mohmari Markets is not responsible for trading or investment decisions made on the basis of educational content.5. Prices and TaxesAll prices are displayed in Indian rupees unless otherwise stated.The applicable price, discount and taxes, if any, will be shown before payment. We may change product prices or promotional offers at any time, but changes will not affect a completed purchase.A sale price is valid only for the period or conditions stated on the website.6. Orders and PaymentAn order is considered accepted after:The payment has been successfully processed;We receive payment confirmation from the payment provider; andAn order confirmation or download email is issued.Payments may be processed by Razorpay or another authorised third-party payment provider. We do not directly store complete cards, UPI or banking credentials.We may cancel or place an order on hold if:Payment fails or cannot be verified;Incorrect or incomplete information is provided;Fraudulent or unauthorised activity is suspected;A technical or pricing error has occurred; orWe are required to do so by law.If we cancel a successfully paid order without supplying the product, the eligible amount will be refunded through the original payment method.7. Digital DeliveryDigital products are normally made available through the order-confirmation page, customer account, email download link or another delivery method stated on the product page.Customers must provide a correct and accessible email address. Please also check spam, junk and promotions folders.If a download link is not received or does not work, contact us at info@mohmarimarkets.com with the order number and payment details. We will make reasonable efforts to resolve verified delivery issues.Download limits and link-expiry periods, where applicable, will be stated on the product page, order page or email.8. Licence and Permitted UseWhen you purchase a digital product, you receive a limited, non-exclusive, non-transferable and revocable licence to download and use the product for your personal educational use only.Unless we provide written permission, you must not:Copy or reproduce the product for distribution;Resell, sublicense, rent or commercially exploit it;Share the PDF, download link or account access with another person;Upload it to websites, groups, cloud drives, social media platforms or file-sharing services;Modify the product and present it as your own;Remove copyright, trademark or ownership notices;Use the product to create substantially similar competing material; orCircumvent download restrictions or website security measures.Unauthorised use may result in suspension of access and legal action where appropriate.9. Intellectual PropertyThe website, eBooks, written content, graphics, branding, designs, downloads and other materials made available by Mohmari Markets are owned by or licensed to us and are protected by applicable intellectual-property laws.Purchase of a product does not transfer copyright or ownership to the customer. All rights not expressly granted under these Terms remain reserved.Third-party names, marks and content remain the property of their respective owners.10. Cancellations, Returns and RefundsBecause digital products can ordinarily be accessed or downloaded immediately, cancellation or change-of-mind requests may not be accepted after access or delivery has occurred.However, customers may contact us where:Payment was charged more than once;Payment succeeded, but the product was not delivered;The supplied file is corrupted or inaccessible, and we cannot provide a working replacement;The incorrect product was supplied; orThe product was materially different from its description.Requests must be submitted according to our Refund and Cancellation Policy and include the order number, payment reference and a description of the issue.Nothing in these Terms excludes any refund, remedy or consumer right that cannot lawfully be excluded.11. Customer ResponsibilitiesYou agree to:Provide accurate billing, contact and email information;Use the website and products only for lawful purposes;Maintain the security of your account and download links;Use compatible software and a reasonably secure device;Avoid interfering with the website or attempting unauthorised access; andNotify us promptly of suspected unauthorised use.You are responsible for backing up a downloaded product before its download link expires.12. Reviews and User ContentCustomers may submit genuine reviews based on their own experience.Reviews must not contain false, defamatory, abusive, unlawful or misleading content; personal information belonging to another person; download links; promotional spam; or substantial copyrighted extracts from our products.We may moderate or remove content that violates these requirements while respecting applicable consumer law. Submission of a review does not transfer ownership of your original content, but you grant us permission to display and use it in connection with our website and business.13. Third-Party Services and LinksThe website may use or link to services operated by third parties, including payment gateways, hosting providers and email-delivery services.Third-party services are governed by their own terms and privacy practices. We are not responsible for a third party’s independent content or conduct, except to the extent responsibility cannot be excluded under applicable law.14. PrivacyOur collection and handling of personal information are described in our Privacy Policy.We may process information necessary to:Accept and fulfil orders;Deliver digital products;Provide customer support;Prevent fraud and secure the website;Meet accounting, tax and legal requirements; andSend marketing communications where legally permitted and consented to.Please read our Privacy Policy before submitting personal information.15. Website AvailabilityWe aim to keep the website and downloads available, but uninterrupted or error-free operation cannot be guaranteed.Temporary interruptions may occur because of maintenance, updates, hosting failures, internet outages, security incidents or circumstances beyond our reasonable control. Where practical, we will assist customers who have completed valid purchases.16. Limitation of LiabilityTo the maximum extent permitted by applicable law, Mohmari Markets will not be liable for indirect, incidental, special or consequential losses arising from:Trading or investment decisions;Reliance on educational content;Loss of profit, revenue, opportunity or data;Incompatible software or devices;Unauthorised sharing of customer credentials or download links; orEvents outside our reasonable control.Where liability cannot legally be excluded, it will be limited only to the extent permitted by applicable law.Nothing in these Terms excludes or restricts liability or consumer rights that cannot be excluded under Indian law.17. IndemnityTo the extent permitted by law, you agree to compensate Mohmari Markets for reasonable losses, claims or costs arising directly from your unlawful use of the website, infringement of intellectual property rights, unauthorised distribution of a product, or material breach of these Terms.This provision does not apply where a claim results from our own unlawful conduct, negligence or breach of statutory duty.18. Changes to These TermsWe may update these Terms to reflect changes in our products, business practices, technology or legal obligations.The revised version will be published on this page with an updated effective date. Terms applicable when an order was placed will generally continue to govern that order unless a change is required by law.19. Governing Law and Dispute ResolutionThese terms are governed by the laws of India.Please contact us first so we can attempt to resolve any complaint directly. Subject to applicable consumer-protection law and any forum or remedy available to consumers, disputes will be subject to the competent courts in Chennai, Tamil Nadu.Nothing in this clause limits a customer’s right to approach a consumer commission, regulator or other competent authority.20. Grievance and Contact InformationFor order, download, refund, privacy or grievance-related concerns, contact:Grievance Contact Name: Ezkart India
Business Name: Mohmari Markets
Email: info@mohmarimarkets.com
Address: 43, Vinayagapuram, Chennai – 600099Please include your name, order number, payment reference and a clear description of the issue. We will acknowledge and handle complaints within the timelines required by applicable law.21. SeverabilityIf any provision of these Terms is found invalid or unenforceable, the remaining provisions will continue to apply. The affected provision will be interpreted or limited only to the minimum extent necessary under applicable law.22. Entire AgreementThese Terms, together with the Privacy Policy, Refund and Cancellation Policy, Digital Delivery Policy and any product-specific conditions displayed before purchase, form the agreement between you and Mohmari Markets concerning the website and your purchase.